Custom Capital Lending: Welcome Home!

At Custom Capital Lending, we’re proud to serve communities across California, delivering personalized lending solutions that help individuals and families achieve their homeownership and financial goals. With deep roots in the Golden State and years of industry experience, we specialize in providing tailored mortgage and refinancing options to meet the unique needs of our diverse clientele.

Whether you're a first-time homebuyer navigating California's competitive real estate market, a seasoned investor seeking strategic opportunities, or someone looking to refinance for better terms, our team is here to guide you every step of the way. We listen closely, assess your goals, and craft lending solutions that are both strategic and personalized.

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Our Mission

Transparent, Integrity Driven, Trustworthy Advisors.

A man and a woman are standing in front of a for sale sign.

Choosing Custom Capital Lending for your home financing needs means embracing a partnership that prioritizes your financial well-being. Our market-leading interest rates ensure you save money, not only on new home purchases but also when refinancing your current mortgage.

With an extensive network throughout California and expanding into new states, our reach ensures you have robust support wherever you are. Our team of dedicated professionals is committed to putting your needs first, guiding you with expertise through a diverse range of home loan products tailored to meet your specific circumstances.

At Custom Capital Lending, we streamline the loan approval process to be hassle-free and friendly, making your experience as straightforward and pleasant as possible.

With multiple investor options we ensure you are getting the best rate and best solution for you. Exceptional customer service and communication is key. We pledge to keep our customers informed every step of the way and make the loan process a hassle-free experience!

CONVENTIONAL

A conventional mortgage or conventional loan is a mortgage loan that is not offered or secured by a government entity. It is available through or guaranteed by a private lender or the two government-sponsored enterprises (GSEs): Fannie Mae and Freddie Mac.
Fixed and ARM
Residential Primary, Investment and Second Home.
Jumbo Loan sizes above conforming loan limits.

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GOVERNMENT INSURED

Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage programs, including the Federal Housing Administration (FHA) and Department of Veterans Affairs (VA).
FHA
VA
Perfect for first time home buyers.

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NON-QM & SECOND MORTGAGE

A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that allows you to qualify based on alternative methods, instead of the traditional income verification required for most loans. Common examples include bank statements or using your assets as income. Well suited for clients that do not fit into standard underwriting guidelines.
2nd Mortgages and HELOCs allow homeowners to access home equity to get the cash they need.

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